Jill’s Insurance Services

Medicare, Health, Supplemental & Life Insurance

I am a Texas based licensed insurance agent – I represent you, offering multiple insurance carriers for Medicare, Health, ACA Marketplace, & Life Insurance for people who live in Texas

Schedule an Appointment

Your Needs Decide Your Best Fit

When working with clients, your needs are the most important thing. We sit down, cover your financial needs, doctors, medicines, and personal preferences, to make sure what I recommend to you is the best fit. Unlike a call center employee, I want to be your personal insurance agent for life.

Medicare

Whether you’re turning 65, or eligible for Medicare early, I’m your unbiased resource.

Health Insurance

Need insurance? I can help. ACA, regular, or short-term & ancillary policies are available.

Turning 65 with Medicaid

Increase your benefits adding Medicare coverage designed to complement Medicaid.

An array of resources

Whether you’re older or younger, there are an array of policies that can help you better afford medical costs. I work with the top performing, strongest network plans in my area. You may check on healthcare.gov for any companies that I am not contracted with. I am certified on a yearly basis for any new rules and policy updates. There is so much to know! I assist people navigating through it all, to better enroll in benefits to fit with your needs.

Which Medicare Topics Do I Consult About?

  • Supplemental Medigap Policies
  • Medicare Advantage Plans
  • Dual Medicaid-Medicare Plans
  • Medicare Prescription Drug Plans
  • People on company insurance
  • Veterans’ coverage

Which Health & Life Insurance Do I Consult About?

  • Help with ACA (tax subsidy lookup) Health Plans
  • Regular Non-subsidized Health Insurance
  • Supplemental – It Helps with Copays & Deductibles
  • Life Insurance – Protect Your Loved Ones from Debt

Insurance saves you money when it really matters. Be ready for whatever circumstances come your way. Sit down & discuss your goals & options with a licensed agent.

Frequently Asked Questions about Medicare

Are there penalties for missing my initial open enrollment for Medicare?

Contact me for more information. If you have comparable coverage for prescription drugs that’s confirmed with Medicare, no, but if not, yes. Medical underwriting can be required for Medicare Supplement too, if you miss the initial enrollment period.

Doesn’t Medicare already cover everything? Why do I need anything else?

No, Medicare leaves you with a deductible, & coinsurance amounts of 20%. As people look towards retirement, it makes sense to have some type of insurance protection to reduce out-of-pocket costs, and there are several options available.

Which is better, Medicare Supplement or Medicare Advantage?

Neither is better. There are many factors which will determine which plan better fits a person’s needs. A good agent who has your best interests at heart should conduct a thorough needs analysis with you and let you know which of the types of Medicare policies available best fit with your declared needs.

Is there a Trial Period for Medicare Advantage?

Yes, the first year on Medicare Advantage is a trial period.

Do I qualify for a Special Enrollment Period right now?

There are many reasons you might qualify for a special enrollment period. Contact me so we can review the list, and see if any are available to you.

Anything else I can help you with?

Struggling to find all the information you need? Feel free to initiate a conversation.

Schedule a Meeting